Nugget Newsletter — Terms of Service
Effective date: September 28, 2025
Entity: Nugget Newsletter, a Milwaukee Wisconsin company ("Company," "we," "us," or "our")
Service: Nugget, a personalized, AI‑curated newsletter and insights service, accessible via web and email (the "Service").
Contact: [samuel.hodge@nuggetnewsletter.com] • [1635 N Water Street APT 613 Milwaukee WI 53202]
Summary (not a substitute for the Terms): You agree to these Terms when you create an account or use the Service. Subscriptions auto‑renew until canceled. We provide informational content only (no professional advice). We limit our liability to the maximum permitted by law. Disputes will be resolved by binding arbitration on an individual basis (you can opt out within 30 days).
1) Acceptance of these Terms
By accessing or using the Service, creating an account, or clicking a button or checking a box marked "I agree," you agree to these Terms of Service (the "Terms") and our Privacy Policy (collectively, the "Agreement"). If you do not agree, do not use the Service.
2) Eligibility & Accounts
You must be at least 16 years old (or the age of majority in your jurisdiction, if higher). If you are under 18, you represent that you have consent from a parent or legal guardian. You are responsible for your account credentials and for all activity under your account. Promptly notify us of any unauthorized use or security incident.
3) Changes to the Service or Terms
We may change or discontinue any features at any time. We may revise these Terms from time to time. Material changes will be posted with an updated "Effective date" and, where required, we will notify you or request renewed consent. Your continued use after changes means you accept the revised Terms.
4) Subscriptions, Trials, Cancellations, and Refunds
4.1 Auto‑renewal. Paid plans renew automatically at the end of each billing cycle unless you cancel. By subscribing, you authorize us (or our payment processor) to charge your payment method for the applicable fees and taxes.
4.2 Trials & promos. If you enroll in a free trial or promo, you will be charged at the end of the trial unless you cancel beforehand. Eligibility may be limited.
4.3 Cancellations. You may cancel at any time, effective at the end of the current billing period. Access remains through the period end.
4.4 Refunds. Fees are nonrefundable except where required by law or where we explicitly state otherwise.
4.5 Price changes. We may change prices with prior notice as required by law. Continued use after the effective date constitutes acceptance of new prices.
5) Payments
We use third‑party payment processors (e.g., Stripe). You must provide current, accurate payment information and promptly update it. We are not responsible for errors by payment processors. We may suspend or terminate access for unpaid amounts.
6) Your Content; Feedback
6.1 Your submissions. You may submit preferences, prompts, tags, and other content ("User Content"). You grant us a non‑exclusive, worldwide, royalty‑free license to host, store, reproduce, process, and display User Content solely to provide and improve the Service.
6.2 Feedback. If you provide feedback or suggestions, you grant us a perpetual, worldwide, irrevocable, royalty‑free license to use it without restriction.
7) Our Content & License to You
The Service, including text, graphics, logos, designs, and software, is owned by us or our licensors and protected by IP laws. Subject to your compliance with this Agreement, we grant you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Service for your personal or internal business purposes.
8) Acceptable Use
You agree not to, and not to allow others to: (a) violate laws or third‑party rights; (b) reverse engineer, decompile, or attempt to derive the source code of the Service except to the extent permitted by law; (c) access without authorization or interfere with security‑related features; (d) use automated means (bots, scrapers) except as permitted by a documented API policy; (e) upload malware or interfere with the Service’s operation; (f) use the Service to develop competing models or datasets without our written permission; (g) misrepresent your identity; (h) use the Service for unlawful, harmful, or abusive content (including hate, harassment, exploitation, or spam).
9) AI‑Generated Content; No Professional Advice
Outputs may be generated with the aid of AI and may be inaccurate, incomplete, or outdated. You are responsible for evaluating outputs before relying on them. The Service provides informational content only and does not constitute financial, medical, legal, or other professional advice. Consult a qualified professional for advice.
10) Third‑Party Services & Links
The Service may link to or integrate third‑party services. We are not responsible for third‑party sites, services, or terms. Your use of them is at your own risk and may be subject to separate terms and privacy policies.
11) Communications; SMS; Email
By providing your email or phone number, you consent to receive Service‑related communications (e.g., transactional emails, account notices). Marketing emails or SMS will be sent only with appropriate consent and include opt‑out mechanisms. Message and data rates may apply. You may opt out of marketing at any time.
12) Privacy
Please review our Privacy Policy for details about how we collect, use, and disclose personal information and your choices.
13) Termination
You may stop using the Service at any time. We may suspend or terminate your access immediately if you materially breach this Agreement, create risk or possible legal exposure for us or others, fail to pay fees, or as required by law. Upon termination, the license granted to you ends.
14) Disclaimers
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY (INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON‑INFRINGEMENT). WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR‑FREE OR UNINTERRUPTED, OR THAT OUTPUTS WILL BE ACCURATE OR RELIABLE.
15) Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE OR OUR AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, OR FOR LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR USE, ARISING OUT OF OR RELATING TO THE SERVICE OR THIS AGREEMENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ALL CLAIMS IN THE AGGREGATE WILL NOT EXCEED THE AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
Some jurisdictions do not allow certain limitations; in those cases, our liability will be limited to the maximum extent permitted by law.
16) Indemnification
You will indemnify and hold harmless Company and its affiliates, officers, agents, and employees from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising out of or related to your use of the Service, your User Content, or your violation of this Agreement or applicable law.
17) Governing Law; Venue
These Terms are governed by the laws of Delaware, without regard to its conflicts of laws principles, except where preempted by federal law. For any claims that for any reason are not subject to arbitration, the exclusive jurisdiction and venue will be the state and federal courts located in [Milwaukee County, Wisconsin] (or another mutually agreed venue), and you waive any objection to jurisdiction or venue in such courts.
18) Dispute Resolution; Arbitration; Class‑Action Waiver
PLEASE READ THIS SECTION CAREFULLY. IT REQUIRES BINDING ARBITRATION ON AN INDIVIDUAL BASIS.
18.1 Arbitration. Any dispute arising out of or relating to this Agreement or the Service will be resolved by binding arbitration administered by the AAA under its Consumer Arbitration Rules. Arbitration will be conducted by a single arbitrator, in English, and may be held by video or in the county where you reside (in the U.S.). The Federal Arbitration Act governs the interpretation and enforcement of this Section.
18.2 Class‑action waiver. You and we agree that each may bring claims only in our individual capacities and not as plaintiffs or class members in any purported class or representative proceeding. The arbitrator may not consolidate claims of more than one person.
18.3 Small‑claims court. Either party may bring an individual action in small‑claims court instead of arbitration.
18.4 30‑day opt‑out. You may opt out of arbitration by sending a written notice to [samuel.hodge@nuggetnewsletter.com] within 30 days of the date you first agreed to these Terms with the subject line: “Arbitration Opt‑Out” and your account email.
19) Export; Sanctions; Compliance
You agree to comply with all applicable export control, sanctions, and anti‑corruption laws. You may not use the Service if you are subject to sanctions or on a denied‑parties list.
20) DMCA & IP Complaints
If you believe content infringes your copyright, please send a notice to our DMCA agent at [samuel.hodge@nuggetnewsletter.com] including: (a) your signature; (b) identification of the work and material; (c) your contact info; (d) a statement of good‑faith belief; and (e) a statement under penalty of perjury that your notice is accurate and you are authorized to act. Counter‑notices should include the elements of 17 U.S.C. §512(g).
21) Miscellaneous
This Agreement is the entire agreement between you and us regarding the Service and supersedes prior agreements. You may not assign this Agreement without our prior written consent; we may assign it in connection with a merger, acquisition, or asset sale. If any provision is unenforceable, it will be modified to the minimum extent necessary, and the remainder will remain in effect. Our failure to enforce any right is not a waiver. Headings are for convenience only.
22) Contact
[Nugget Newsletter]
Attn: Legal
[Samuel Hodge]
Email: [samuel.hodge@nuggetnewsletter.com]